Visa is one of the most commonly held and accepted credit cards in the US, Canada and the world. By accepting Visa, your customers can pay in-person, by phone and online. PuroPayment makes it easier and more affordable for your business to accept Visa cards so you can offer your customers a fast, reliable and secure method of payment. We display Visa's Interchange rates on our website as part of our transparent Interchange pricing.
Interchange is the fee collected by the customer's credit card bank (the Visa card-issuer) on every transaction. These rates are set by Visa every year and apply to all processors. In other words, this is the true cost that the processor has to pay on every transaction. The interchange rates are part of our Interchange pricing. The tables below provide a breakdown of the current Visa interchange rates.<br><br><div><br></div>
| Card-Type | Interchange Rate |
|---|---|
| Card-Present | |
| Swipe/Chip Consumer | 1.420 % |
| Swipe/Chip Infinite | 1.610 % |
| Swipe/Chip Corporate | 1.900 % |
| Swipe/Chip Infinite Privilege | 2.080 % |
| Keyed | |
| Keyed Consumer | 1.520 % |
| Keyed Infinite | 1.710 % |
| Keyed Corporate | 2.000 % |
| Keyed Infinite Privilege | 2.450 % |
| Recurring Payments | |
| Recurring Consumer | 1.370 % |
| Recurring Infinite | 1.560 % |
| Recurring Corporate | 1.850 % |
| Recurring Infinite Privilege | 1.950 % |
| Emerging Markets / Charities | |
| Swipe/Chip/Keyed Consumer | 0.980 % |
| Swipe/Chip/Keyed Infinite | 1.170 % |
| Swipe/Chip/Keyed Corporate | 1.800 % |
| Swipe/Chip/Keyed Infinite Privilege | 1.950 % |
| Gas and Service Stations | |
| Swipe/Chip Consumer | 1.170 % |
| Swipe/Chip Infinite | 1.370 % |
| Swipe/Chip Corporate | 1.800 % |
| Swipe/Chip Infinite Privilege | 1.950 % |
| Groceries and Supermarkets | |
| Swipe/Chip Consumer | 1.330 % |
| Swipe/Chip Infinite | 1.520 % |
| Swipe/Chip Corporate | 1.850 % |
| Swipe/Chip Infinite Privilege | 1.950 % |
| Level 2 Data | |
| Corporate & Purchasing | 1.600 % |
| Fuel Purchasing Cards | 1.800 % |
| Level 3 Data | |
| Corporate & Purchasing | 1.400 % |
| Large Ticket $7,000 - $15,000 | 1.300% + $35 % |
| Large Ticket $15,000 - $50,000 | 1.200% + $35 % |
| Large Ticket $50,000+ | 1.100% + $35 % |
| (Debit) Card-Type | Interchange Rate |
|---|---|
| Card-Present | |
| Debit Retail | 0.250 % + 5¢ |
| Debit Grocery | 0.150 % + 5¢ |
| Debit Gas Station | 0.150 % + 5¢ |
| Keyed | |
| Debit Keyed | 0.150 % |
| Emerging Markets / Charities | |
| Debit Emerging Market | 0.300 % |
| Recurring Payments | |
| Debit Recurring | 0.600 % |
| Assessments and Association Fees | |
|---|---|
| Visa Card-Brand | 0.1017 % |
| Visa International Cross-Border - Card-Present (CAD) | 0.4520 % |
| Visa International Cross-Border - Keyed (CAD) | 0.9605 % |
| Visa International Cross-Border (USD) | 0.9020 % |
<div>*PST is charged to the acquirer/processor on network card-brand, association and cross-border fees. Visa listed card-brand fees is 0.080% respectively. Because this is an absorbed cost by the acquirer who are not allowed to claim ITCs in Canada, the PST on the card-brand fee cannot be used as an ITC by the merchant. Does not apply to interchange, per transaction or cost+ fees. Below are list to the official Visa and MasterCard interchange tables.</div><div><div></div></div>